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OpenTeller — Startup Profile
Startup

OpenTeller

Private budgeting for any bank, in the AI you already use

Finance & Payments
0 Momentum score
Signals per week, last 12 weeks
  • Launches
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  1. Launches OpenTeller launched on Product Hunt

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About the startup

Most budgeting apps reach your bank through an aggregator, and the free ones pay for that access by profiling what you spend. OpenTeller has no middleman. You log into your bank inside the app, train it once, then sync in one tap. Any bank, any country, credentials never leaving your device. In no account mode, your data sits encrypted in your own iCloud. Categorization runs on Apple Intelligence, on-device. You can bring your own AI. An MCP endpoint lets Claude and ChatGPT read your data

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April Knill, Ph.D.

Professor of Intl Finance at USC; Consulting Editor @ JIBS; research: politics, law & finance, Intl Corp Fin, Venture Capital, corporate governance, @UofSC, @WorldBank, @UMDAlum

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Jen Yip says she ran Lunch Money as founder, engineer, designer, and support, and that by May 2020 the budgeting app had 600-plus users and $45,000 ARR. Later she wrote that paying subscribers crossed 1,000 and ARR $80,0

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