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SpendSmart — Startup Profile
Startup

SpendSmart

The budgeting app that doesn't need your bank login

Personal finance & budgeting
Visit websitespendsmarttracker.base44.appConnect your account
0 Momentum score
Signals per week, last 12 weeks
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  1. Launches SpendSmart launched on Product Hunt

Among 2,291 Personal finance & budgeting products tracked by Astracia.

  • Top 5% of Personal finance & budgeting products by launches Launches tracked: #31 of 2,291

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About the startup

I built SpendSmart because every budgeting app I tried wanted bank access, or buried me in features I never used. So I made something simpler: log spending manually, see clean category breakdowns and trends, keep your bank info out of it entirely. I've used it daily since building it — first tracker that's stuck for me. Free tier covers the basics. Pro ($4.99/mo or $39/yr) adds full history, analytics, exports, and recurring templates. Built solo. Feedback welcome!

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Retold founder accounts from startups in the same category, each linked to the original.

Story

Cory Zue sells a Django boilerplate, not a $10k MRR meter

Cory Zue says SaaS Pegasus now makes about 80 percent of his income as a one-time Django starter kit, after Place Card Me taught him to sell PDFs for about $5 and after 2021 product income of about $113,000 across his po

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Kyle Nolan says he built ProjectionLab for his own financial plan, did not expect others to want it, and reached $10,000 MRR after more than two years of solo nights-and-weekends work, with a stepwise chart he published

Jen Yip stayed a company of one at $45,000 ARR

Jen Yip says she ran Lunch Money as founder, engineer, designer, and support, and that by May 2020 the budgeting app had 600-plus users and $45,000 ARR. Later she wrote that paying subscribers crossed 1,000 and ARR $80,0

Brex changed co-CEOs when the company got too large for shared calls

Henrique Dubugras says he and Pedro Franceschi invented an internal-versus-external co-CEO split at Pagar.me, repeated it at Brex, then moved to a Chairman and sole-CEO structure as Brex 3.0 and a possible IPO made joint

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