WealthMaia

WealthMaia is an AI financial advisor for people in Spain and the rest of Europe who have savings sitting still and no clear idea what to do with them. The usual options are bad ones. Your bank recommends its own funds. Your broker app is built to make you trade more often. A general-purpose chatbot will happily invent the Spanish tax treatment of a fund transfer. None of them answer the question you actually have, which is normally some version of "I've had €12,000 in a current account for two years, is that a problem?" Maia answers that one. She knows your holdings, your goals and whatever you told her about your situation, and she gives you a straight read on it. Then you decide. WHAT SHE DOES Imports your portfolio from a CSV, Excel or PDF statement. DEGIRO, Trade Republic, eToro, MyInvestor, Revolut, Interactive Brokers and others. You upload a file and that is it. We never ask for your broker password and we hold no connection to your accounts. Watches it from then on. When something moves your positions, an earnings report, an 8% drop, an ECB decision, she tells you what it means for your holdings specifically instead of describing the news. Builds you a full financial plan with projections, and rebuilds it when your situation changes. Answers the questions people actually have. Pay down the mortgage or invest. What to do with a bonus. Whether to leave the fund your bank sold you. Letras del Tesoro or a deposit. Always against your real numbers, not a generic example. Knows Spanish tax. IRPF on realised gains, the traspaso rule between funds, Letras del Tesoro. This is where general AI tools get it wrong most often, and it is the part that costs real money. WHAT SHE DOES NOT DO She never places a trade and never touches your money. She will not tell you to buy or sell a specific thing either. She lays out the trade-off, shows the numbers behind it, and the last word is yours. She has no products of her own and takes no commission from anyone who does. One flat price: €8.99 a month, or €5.99 if you pay for the year. Same price on a €500 portfolio and on a €500,000 one, so there is no version of this where we earn more by nudging you somewhere. Your data sits on servers in Frankfurt under GDPR. We do not sell it and we do not share it. FREE PLAN Your first full financial plan, portfolio import, the dashboard, and 10 messages a month with Maia. No card, no trial countdown, no expiry. Interface in Spanish, English and German. The tax logic is Spain-specific for now.