Skip to content
Walu — Startup Profile
Startup

Walu

The honest budgeting app. No bank access. No ads.

Personal finance & budgeting

Among 2,291 Personal finance & budgeting products tracked by Astracia.

  • Top 5% of Personal finance & budgeting products by launches Launches tracked: #31 of 2,291

Astracia Signal Score

Compare with similar →

Not enough public signals for a score yet. Missing signals are not a sign of weakness.

Connections

No public connections on record yet.

About the startup

Every finance app wants your bank login. Walu doesn't. Manual entry, no connections, no data selling — your money data stays yours, isolated by row-level security. Accounts, envelope budgets, goals, recurring transactions, and shared spaces for couples & families with private entries. Multi-currency, 4 languages. Free tier included.

Alternatives to Walu

Browse category →

Reviewed matches are labeled. Other suggestions come from a shared subcategory, use case, source listing or the same category. Compare features and current plans before choosing.

Product

The Budgeting App

Budgeting app and expense tracker that's easy to stick with

Moneko

AI budgeting and expense tracking across mobile and chat

TrackSpendZ

See Where Your Money Goes - Without Connecting your Bank

Venaya

Organize, understand and grow your money

Sumyfi

AI-powered personal finance dashboard for all your accounts

BudgetZen

The world's most private personal finance app - On-device AI

Pocket Clear

Privacy-First Expense Tracker for Couples & Individuals

ConstCash

Privacy-oriented personal budget management application

Browse category →

Selected by category and available use-case details. A topic match does not establish equivalent features.

Product

WiseFlow

Your money finally makes sense ! Meet Your New AI comapnion.

Expense Manager

Track Expenses. Make Smarter Decisions.

Rinza AI

File ITR, track income & smarter financial products with AI

heap

Your AI Finance Tracker

Qube Money

Qube Money is the #1 new budgeting app on a mission to digitize cash envelopes! Create a budget in minutes and start spending with purpose. Download the app today and start organizing your finances.

AceMoney

Using AceMoney, personal finance software for Mac OS X or Windows, to organize your personal finances is quick and easy.

Recently added in Personal finance & budgeting

Browse category →

Added to this directory in the past 30 days. Dates refer to the directory listing, not the product launch.

Product

Passbion

Financial calculators that show their math and formulas

Cash Book

AI Expense Tracker for iPhone

FIYR

Budgeting and net worth app that projects your FIRE date

The Housing Model

Rent or buy? See the impact on your whole financial life.

Explore expertise in Finance & Payments

See all →

Profiles grouped by topic. This does not confirm an offer, availability or a connection to this profile.

Profile

Vamshi Vangapally

UI Architect, Product Consultant, Entrepreneur

Teamvoy

Teamvoy is an AI transformation, engineering, and consulting company founded in 2013, working with fintech, healthcare, insurance, hi-tech, and manufacturing companies.

Basavaraj SH

I help global banks and capital markets firms ship data, Digital Transformation and AI products that actually get used.

Media about Finance & Payments

See all →

Shows and channels grouped by topic. A recommendation does not mean this profile was featured or endorsed.

Show

Global Markets Investor

Newsletter

periods

Newsletter · David Sable

bradford’s notes

Newsletter · bradford cross

Founder stories from Finance & Payments startups

See all →

Retold founder accounts from startups in the same category, each linked to the original.

Story

Cory Zue sells a Django boilerplate, not a $10k MRR meter

Cory Zue says SaaS Pegasus now makes about 80 percent of his income as a one-time Django starter kit, after Place Card Me taught him to sell PDFs for about $5 and after 2021 product income of about $113,000 across his po

ProjectionLab hit $10k MRR after years of nights and weekends

Kyle Nolan says he built ProjectionLab for his own financial plan, did not expect others to want it, and reached $10,000 MRR after more than two years of solo nights-and-weekends work, with a stepwise chart he published

Jen Yip stayed a company of one at $45,000 ARR

Jen Yip says she ran Lunch Money as founder, engineer, designer, and support, and that by May 2020 the budgeting app had 600-plus users and $45,000 ARR. Later she wrote that paying subscribers crossed 1,000 and ARR $80,0

Brex changed co-CEOs when the company got too large for shared calls

Henrique Dubugras says he and Pedro Franceschi invented an internal-versus-external co-CEO split at Pagar.me, repeated it at Brex, then moved to a Chairman and sole-CEO structure as Brex 3.0 and a possible IPO made joint

Browse Finance & Payments categories

See all →

Subcategories in the same part of the directory, with the number of listed products.

Category

Crypto & digital assets

2,569 listed products

Accounting & expense management

1,121 listed products

Payments & point of sale

892 listed products

Investing & wealth management

773 listed products

Invoicing & subscription billing

558 listed products

Fundraising & equity management

350 listed products

Banking & lending

124 listed products

Tax & financial compliance

122 listed products